In 2025, Cash App users in the United States may be eligible for a $147 payout from a $12.5 million class-action settlement. This settlement addresses claims that Cash App, operated by Block, Inc., sent unwanted text messages through its “Invite Friends” program, violating consumer protection laws. If you’re a Washington State resident who received these unsolicited texts, you could qualify for compensation. This guide simplifies the process, explains eligibility, and provides steps to check your claim status, ensuring you don’t miss out.
What Is the Cash App $147 Settlement About?
The $12.5 million settlement stems from a lawsuit filed in the U.S. District Court for the Western District of Washington. The plaintiff, Kimberly Bottoms, alleged that Cash App’s referral program sent spam-like text messages without user consent, breaching privacy laws. While Cash App denies any wrongdoing, it agreed to the settlement to avoid lengthy legal battles. The payout, up to $147 per eligible user, will be divided among valid claimants based on a pro-rata system. This means the more claims filed, the smaller each individual payout may be.
Why Was the Lawsuit Filed?
The lawsuit focuses on Cash App’s “Invite Friends” program, which allegedly sent promotional texts to users’ contacts without proper authorization. These messages were seen as intrusive and a violation of consumer rights, especially under laws protecting against unsolicited communications. The settlement aims to compensate affected users and ensure better practices moving forward.
Who Is Eligible for the $147 Cash App Settlement?
To qualify for the $147 payout, you must meet specific criteria. Here’s a clear breakdown:
| Eligibility Criteria | Details |
|---|---|
| Residency | You must be a permanent resident of Washington State, USA. |
| Cash App User | You must have used Cash App between August 23, 2018, and August 20, 2024. |
| Received Unwanted Texts | You must have received unsolicited referral or promotional text messages from Cash App’s “Invite Friends” program. |
| Claim Submission | You must file a valid claim once the claims portal opens (details to be announced). |
If you meet these conditions, you may receive up to $147, depending on the number of valid claims submitted.
Important Notes on Eligibility
- Washington State Residents Only: This settlement is specific to Washington State due to the state’s strict consumer protection laws.
- Proof of Texts: You may need to provide evidence, such as screenshots of the unsolicited texts, to support your claim.
- Claims Portal Not Yet Open: As of August 2025, the claims portal is not active. Monitor the official settlement website for updates.
How to File a Claim for the $147 Cash App Settlement
The process to file a claim is not yet fully active, as the settlement awaits final court approval. However, here’s how you can prepare to claim your share:
Steps to File Your Claim
- Check the Official Website: Visit the official settlement website (details will be available once the claims portal opens) for updates on the claim process.
- Gather Evidence: Collect proof of receiving unsolicited texts, such as screenshots or message logs, and confirm your Washington State residency.
- Complete the Claim Form: Once the portal opens, fill out the claim form with accurate personal details and evidence of the texts.
- Choose a Payment Method: Select how you’d like to receive your payout—options include check, Venmo, or PayPal.
- Submit Before the Deadline: The claim submission deadline will be announced after final approval. Ensure your form is submitted on time to avoid disqualification.
Tips to Avoid Delays
- Double-Check Information: Ensure all details in your claim form are correct to prevent rejection.
- Keep Records: Save copies of your claim form and supporting documents for reference.
- Monitor Updates: Regularly check the settlement website or your email for notifications about the claims process.
When Will You Receive the $147 Payout?
The payout timeline depends on the court’s final approval and the number of claims filed. Here’s what to expect:
| Event | Estimated Date |
|---|---|
| Final Approval Hearing | January 13, 2025 (or later, if delayed) |
| Claims Portal Opens | To be announced post-approval |
| Payout Distribution | Mid to late 2025, or early 2026 if appeals occur |
| Last Date to Cash Checks | To be confirmed (typically 90 days after issuance) |
Why Payouts Might Be Delayed
- High Volume of Claims: With thousands of potential claimants, processing may take time.
- Verification Process: Each claim requires validation, which could slow distribution.
- Appeals: If appeals are filed, payouts may be delayed until early 2026.
To stay updated, check the official settlement website or contact the settlement administrator at the provided phone number (to be announced).
How to Check Your Claim Status
Once you’ve submitted a claim, you can track its progress using these methods:
- Visit the Settlement Website: Use the “Check Claim Status” tool (available after the portal opens) with your Claim ID and Confirmation Code.
- Call the Administrator: Contact the settlement administrator at the provided phone number (to be announced) with your Claimant Unique ID.
- Monitor Your Email: Check your inbox (including spam/promotions folders) for updates from the settlement administrator.
- Check Payment Accounts: If you chose digital payments (e.g., PayPal, Venmo), monitor your accounts for deposits in mid to late 2025.
Pro Tips for Tracking
- Save your Claim ID and Confirmation Code after submitting your claim.
- Regularly visit the settlement website for the latest updates.
- Respond promptly if the administrator requests additional documents.
How Much Will You Receive?
The $12.5 million settlement fund will be divided among valid claimants. The maximum payout is $147 per person, but this amount may decrease if many claims are filed. For example:
- Low Claim Volume: If fewer people file, you could receive close to $147.
- High Claim Volume: If many claims are submitted, the payout may be reduced proportionally (e.g., $50–$100 per person).
Types of Compensation
- Direct Financial Compensation: Up to $147 for receiving unsolicited texts, depending on the number of claimants.
- No Additional Costs Covered: Unlike other Cash App settlements (e.g., the $15 million data breach settlement), this one does not cover out-of-pocket losses or time spent.
How Does This Differ from the $15 Million Cash App Settlement?
There’s another Cash App settlement worth $15 million, addressing data breaches and fraudulent transactions from 2018 to 2024. Here’s a quick comparison:
| Aspect | $147 Settlement | $15M Settlement |
|---|---|---|
| Reason | Unwanted text messages | Data breaches, unauthorized transactions |
| Eligibility | Washington State residents | All U.S. Cash App users |
| Max Payout | $147 | Up to $2,500 |
| Claim Deadline | To be announced | November 18, 2024 |
| Payout Date | Mid to late 2025/early 2026 | Mid to late 2025 |
If you’re eligible for both settlements, you can file claims for each separately, as they address different issues.
Tips to Protect Your Cash App Account
While awaiting your payout, take steps to secure your Cash App account and prevent future issues:
- Enable Two-Factor Authentication: Add an extra layer of security to your account.
- Update Contact Information: Ensure your phone number and email are current to avoid unauthorized access.
- Monitor Transactions: Regularly check your account for suspicious activity.
- Use Strong Passwords: Create unique, complex passwords and change them periodically.
Conclusion
The $147 Cash App settlement offers Washington State residents a chance to receive compensation for unsolicited text messages received through the “Invite Friends” program. By understanding eligibility, preparing to file a claim, and staying updated on the process, you can maximize your chances of receiving a payout. Monitor the official settlement website for the latest information, and take proactive steps to secure your Cash App account. With payouts expected in mid to late 2025, patience and vigilance are key to claiming your share of this $12.5 million settlement.
FAQs
Can I still file a claim for the $147 Cash App settlement?
As of August 2025, the claims portal is not yet open. Check the official settlement website for updates on when and how to file. The deadline will be announced after final court approval.
How much will I receive from the settlement?
You could receive up to $147, but the amount may be lower if many claims are filed, as the $12.5 million fund will be divided proportionally.
When will the $147 payout be distributed?
Payouts are expected in mid to late 2025 or early 2026, depending on the final approval hearing and any appeals.
How do I check my claim status?
Once the claims portal opens, use the “Check Claim Status” tool on the settlement website with your Claim ID and Confirmation Code, or contact the settlement administrator.
Is the $147 settlement the same as the $15 million Cash App settlement?
No, the $147 settlement addresses unwanted text messages for Washington State residents, while the $15 million settlement covers data breaches and fraudulent transactions for all U.S. users.
Do I need to provide proof to file a claim?
Yes, you may need to provide evidence, such as screenshots of unsolicited texts, to support your claim. Keep these records ready.